BranchWatch

Universal Bank

Headquartered in West Covina, CA. Part of Universal Financial, Inc. FDIC certificate #30722 · Federal Reserve RSSD 208570.

Total assets
$373M
Deposits
$279M
Q1 2026
Active branches
5
Closings since Jan 2020
0
0 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$354K
Return on assets
0.38%
Return on equity
2.11%
Noncurrent loan rate
3.69%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Other network changes since 2020

  • 2 branch relocations

Branches by state

California 5

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.universalbank.com.