United Business Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.6B | $2.3B | $2.0B | $335M | $8M | 1.29% | 10.12% | 4.16% | 0.83% |
| Q4 2025 | $2.6B | $2.2B | $2.0B | $327M | $7M | 1.04% | 7.54% | 4.03% | 0.65% |
| Q3 2025 | $2.6B | $2.2B | $2.0B | $318M | $6M | 1.00% | 7.13% | 3.99% | 0.68% |
| Q2 2025 | $2.6B | $2.2B | $2.0B | $389M | $7M | 1.05% | 7.18% | 3.93% | 0.81% |
| Q1 2025 | $2.5B | $2.1B | $1.9B | $381M | $7M | 1.01% | 6.99% | 3.91% | 0.51% |
| Q4 2024 | $2.6B | $2.2B | $1.9B | $372M | $8M | 1.02% | 7.17% | 3.95% | 0.48% |
| Q3 2024 | $2.5B | $2.1B | $1.9B | $366M | $6M | 0.96% | 6.72% | 3.94% | 0.50% |
| Q2 2024 | $2.6B | $2.2B | $1.8B | $373M | $7M | 1.00% | 6.97% | 3.92% | 0.86% |
| Q1 2024 | $2.5B | $2.1B | $1.9B | $366M | $6M | 0.97% | 6.83% | 3.95% | 0.87% |
| Q4 2023 | $2.5B | $2.1B | $1.9B | $359M | $6M | 1.23% | 8.60% | 4.31% | 0.67% |
| Q3 2023 | $2.6B | $2.2B | $2.0B | $365M | $8M | 1.30% | 9.08% | 4.37% | 0.73% |
| Q2 2023 | $2.6B | $2.2B | $2.0B | $358M | $9M | 1.36% | 9.43% | 4.38% | 0.64% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.