BranchWatch

United Business Bank

Headquartered in Walnut Creek, CA. Part of Baycom Corp. FDIC certificate #57716 · Federal Reserve RSSD 3281510.

Total assets
$2.6B
Deposits
$2.3B
Q1 2026
Active branches
34
Closings since Jan 2020
5
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$8M
Return on assets
1.29%
Return on equity
10.12%
Noncurrent loan rate
0.83%

Deposits by year (Summary of Deposits)

2
2019
2
2020
2
2021
2
2022
2
2023
2
2024
2
2025

Values in $ billions, June 30 of each year.

Closings by year

2
2020
1
2021
1
2024
1
2026

Openings by year

1
2023
1
2026

Other network changes since 2020

  • 5 branch relocations
  • 5 branches acquired through purchases or mergers

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.unitedbusinessbank.com.