The First National Bank & Trust
The First National Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $294M | $264M | $158M | $28M | $2M | 2.09% | 21.94% | 3.88% | 0.95% |
| Q4 2025 | $294M | $264M | $160M | $28M | $1M | 2.19% | 26.47% | 3.95% | 1.67% |
| Q3 2025 | $295M | $268M | $160M | $27M | $2M | 2.27% | 28.46% | 3.92% | 0.16% |
| Q2 2025 | $300M | $277M | $156M | $23M | $2M | 2.17% | 28.58% | 3.83% | 0.69% |
| Q1 2025 | $305M | $280M | $155M | $24M | $2M | 2.16% | 28.39% | 3.74% | 0.62% |
| Q4 2024 | $312M | $286M | $152M | $23M | $1M | 2.12% | 27.52% | 3.70% | 0.87% |
| Q3 2024 | $314M | $286M | $147M | $28M | $2M | 2.21% | 28.36% | 3.69% | 0.88% |
| Q2 2024 | $312M | $288M | $144M | $23M | $2M | 2.15% | 29.05% | 3.71% | 0.46% |
| Q1 2024 | $315M | $291M | $143M | $23M | $2M | 2.11% | 28.64% | 3.68% | 0.16% |
| Q4 2023 | $313M | $287M | $141M | $24M | $2M | 2.27% | 33.32% | 3.88% | 0.25% |
| Q3 2023 | $310M | $292M | $144M | $18M | $2M | 2.36% | 35.76% | 3.87% | 1.50% |
| Q2 2023 | $296M | $274M | $140M | $21M | $2M | 2.36% | 33.98% | 3.95% | 1.64% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.