The First National Bank & Trust
Headquartered in Elk City, OK. Part of Western Oklahoma Financial Services, Inc. FDIC certificate #4086 · Federal Reserve RSSD 114457.
Total assets
$294M
Deposits
$264M
Q1 2026
Active branches
3
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$2M
Return on assets
2.09%
Return on equity
21.94%
Noncurrent loan rate
0.95%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fnbec.com.