The Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $228M | $179M | $147M | $19M | $1M | 2.19% | 27.09% | 4.81% | 0.07% |
| Q4 2025 | $232M | $177M | $146M | $18M | $1M | 2.00% | 26.94% | 4.80% | 0.03% |
| Q3 2025 | $225M | $177M | $145M | $17M | $1M | 1.93% | 26.41% | 4.76% | 0.03% |
| Q2 2025 | $226M | $183M | $142M | $16M | $1M | 1.80% | 25.14% | 4.67% | 0.34% |
| Q1 2025 | $225M | $178M | $139M | $16M | $926K | 1.73% | 24.39% | 4.59% | 0.35% |
| Q4 2024 | $203M | $175M | $139M | $14M | $144K | 1.26% | 18.17% | 4.73% | 0.08% |
| Q3 2024 | $204M | $175M | $138M | $15M | $969K | 1.59% | 23.07% | 4.70% | 0.07% |
| Q2 2024 | $204M | $178M | $132M | $14M | $790K | 1.43% | 21.42% | 4.62% | 0.07% |
| Q1 2024 | $201M | $168M | $127M | $13M | $628K | 1.28% | 19.27% | 4.50% | 0.09% |
| Q4 2023 | $191M | $162M | $126M | $13M | $972K | 1.37% | 23.27% | 4.42% | 0.25% |
| Q3 2023 | $200M | $165M | $122M | $11M | $640K | 1.16% | 20.36% | 4.35% | 0.25% |
| Q2 2023 | $206M | $171M | $121M | $11M | $574K | 1.09% | 19.14% | 4.28% | 0.25% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.