The Citizens Bank
Headquartered in Morehead, KY. Part of Citizens Bancorp of Morehead Incorporated, the. FDIC certificate #10520 · Federal Reserve RSSD 962313.
Total assets
$229M
Deposits
$182M
Q2 2026
Active branches
5
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$1M
Return on assets
2.15%
Return on equity
26.33%
Noncurrent loan rate
0.06%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
02026
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.tcbanytime.com.