Synchrony Bank
Headquartered in Draper, UT. Part of Synchrony Financial. FDIC certificate #27314 · Federal Reserve RSSD 1216022.
Total assets
$115.2B
Deposits
$86.0B
Q2 2026
Active branches
2
Closings since Jan 2020
4
3 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$879M
Return on assets
2.84%
Return on equity
22.07%
Noncurrent loan rate
2.04%
Deposits by year (Summary of Deposits)
692019
672020
622021
682022
782023
862024
852025
862026
Values in $ billions, June 30 of each year.
Closings by year
12022
12024
12025
12026
Openings by year
12022
12023
12026
Branches by state
Recent closings
- Synchrony Bank — Altamonte Springs, FLbank exits city965 KELLER RD · closed January 31, 2026
- Synchrony Bank — Charlotte, NCbank exits city10840 BALLANTYNE COMMONS PKWY · closed January 3, 2025
- Synchrony Bank — Lavista, NEbank exits city12312 PORT GRACE BLVD · closed November 1, 2024
- Synchrony Bank — Merriam, KSbank exits city9510 WEST 67TH STREET · closed March 30, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.synchronybank.com.