Sterling Federal Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $501M | $412M | $344M | $40M | $-93K | -0.07% | -0.92% | 3.75% | 4.79% |
| Q4 2025 | $514M | $405M | $350M | $41M | $409K | 0.19% | 2.62% | 3.56% | 5.46% |
| Q3 2025 | $515M | $400M | $353M | $38M | $89K | 0.14% | 2.07% | 3.43% | 5.72% |
| Q2 2025 | $521M | $408M | $355M | $37M | $350K | 0.18% | 2.67% | 3.34% | 5.79% |
| Q1 2025 | $537M | $419M | $358M | $36M | $125K | 0.09% | 1.43% | 3.39% | 5.00% |
| Q4 2024 | $534M | $407M | $361M | $34M | $-570K | -0.11% | -1.70% | 3.25% | 4.73% |
| Q3 2024 | $553M | $413M | $372M | $36M | $42K | -0.00% | -0.03% | 3.22% | 2.14% |
| Q2 2024 | $524M | $392M | $354M | $33M | $415K | -0.02% | -0.30% | 3.16% | 2.36% |
| Q1 2024 | $515M | $401M | $343M | $33M | $-464K | -0.36% | -5.61% | 2.98% | 2.54% |
| Q4 2023 | $511M | $402M | $331M | $34M | $406K | 0.20% | 3.07% | 3.24% | 1.59% |
| Q3 2023 | $493M | $402M | $319M | $29M | $189K | 0.15% | 2.40% | 3.29% | 1.50% |
| Q2 2023 | $484M | $397M | $302M | $31M | $377K | 0.15% | 2.31% | 3.31% | 1.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.