BranchWatch

Sterling Federal Bank

Legal institution: Sterling Federal Bank, F.S.B.. Headquartered in Sterling, IL. FDIC certificate #27664 · Federal Reserve RSSD 867070.

Total assets
$482M
Deposits
$403M
Q2 2026
Active branches
9
Closings since Jan 2020
1
0 openings since Jan 2020

Financial snapshot — Q2 2026

All quarters
Net income (quarter)
$-5349K
Return on assets
-2.24%
Return on equity
-28.90%
Noncurrent loan rate
6.26%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025
0
2026

Values in $ billions, June 30 of each year.

Closings by year

1
2022

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.sterlingfederal.com.