South Ottumwa Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $536M | $446M | $324M | $76M | $2M | 1.36% | 9.57% | 3.38% | 0.48% |
| Q4 2025 | $519M | $430M | $320M | $74M | $2M | 1.25% | 9.64% | 3.24% | 0.25% |
| Q3 2025 | $525M | $424M | $324M | $73M | $2M | 1.25% | 9.87% | 3.17% | 0.56% |
| Q2 2025 | $526M | $441M | $321M | $68M | $2M | 1.19% | 9.68% | 3.11% | 0.81% |
| Q1 2025 | $548M | $465M | $319M | $66M | $1M | 0.92% | 7.74% | 2.97% | 0.70% |
| Q4 2024 | $542M | $460M | $321M | $64M | $1M | 0.74% | 6.10% | 2.79% | 0.61% |
| Q3 2024 | $537M | $451M | $319M | $69M | $913K | 0.71% | 5.86% | 2.74% | 0.34% |
| Q2 2024 | $530M | $444M | $316M | $64M | $1M | 0.73% | 6.10% | 2.72% | 0.78% |
| Q1 2024 | $547M | $463M | $315M | $65M | $899K | 0.66% | 5.56% | 2.66% | 0.42% |
| Q4 2023 | $547M | $462M | $306M | $65M | $1M | 1.04% | 9.57% | 2.88% | 0.53% |
| Q3 2023 | $538M | $454M | $299M | $58M | $1M | 1.06% | 9.99% | 2.92% | 0.19% |
| Q2 2023 | $564M | $483M | $298M | $60M | $2M | 1.08% | 10.19% | 2.90% | 0.16% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.