BranchWatch

South Ottumwa Savings Bank

Headquartered in Ottumwa, IA. Part of Cornerstone Financial Services Group, Inc. FDIC certificate #9099 · Federal Reserve RSSD 75446.

Total assets
$536M
Deposits
$446M
Q1 2026
Active branches
6
Closings since Jan 2020
1
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
1.36%
Return on equity
9.57%
Noncurrent loan rate
0.48%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2020

Other network changes since 2020

  • 3 branches acquired through purchases or mergers

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.sosb-ia.com.