SoFi Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $49.7B | $42.3B | $40.9B | $6.3B | $245M | 2.03% | 15.84% | 6.02% | 0.09% |
| Q4 2025 | $46.6B | $39.7B | $36.7B | $6.0B | $204M | 1.96% | 14.17% | 6.15% | 0.09% |
| Q3 2025 | $41.3B | $33.8B | $33.7B | $5.8B | $190M | 2.01% | 14.23% | 6.28% | 0.08% |
| Q2 2025 | $36.3B | $29.7B | $30.3B | $4.9B | $173M | 2.05% | 14.52% | 6.35% | 0.08% |
| Q1 2025 | $32.9B | $27.4B | $27.1B | $4.7B | $170M | 2.13% | 14.68% | 6.52% | 0.09% |
| Q4 2024 | $31.1B | $26.0B | $25.4B | $4.5B | $131M | 1.72% | 12.14% | 6.32% | 0.11% |
| Q3 2024 | $29.3B | $24.6B | $24.3B | $4.2B | $144M | 1.71% | 12.19% | 6.27% | 0.14% |
| Q2 2024 | $27.4B | $23.1B | $22.7B | $3.8B | $98M | 1.54% | 11.06% | 6.32% | 0.15% |
| Q1 2024 | $25.7B | $21.8B | $20.4B | $3.5B | $100M | 1.61% | 11.56% | 6.50% | 0.16% |
| Q4 2023 | $24.1B | $18.9B | $19.8B | $3.4B | $129M | 2.04% | 15.36% | 6.72% | 0.14% |
| Q3 2023 | $21.5B | $16.0B | $17.9B | $3.0B | $85M | 1.91% | 14.77% | 6.64% | 0.13% |
| Q2 2023 | $17.7B | $13.2B | $14.1B | $2.4B | $63M | 2.04% | 16.32% | 6.62% | 0.12% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.