SoFi Bank
Legal institution: SoFi Bank, National Association. Headquartered in Cottonwood Heights, UT. Part of Sofi Technologies, Inc. FDIC certificate #26881 · Federal Reserve RSSD 962966.
Total assets
$49.7B
Deposits
$42.3B
Q1 2026
Active branches
4
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$245M
Return on assets
2.03%
Return on equity
15.84%
Noncurrent loan rate
0.09%
Deposits by year (Summary of Deposits)
02019
02020
02021
32022
132023
232024
302025
Values in $ billions, June 30 of each year.
Other network changes since 2020
- 1 branch relocations
- February 2, 2022: legal name changed from “Golden Pacific Bank, National Association” to “SoFi Bank, National Association”
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.sofi.com.