Rio Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $1.2B | $786M | $150M | $3M | 0.89% | 8.36% | 4.32% | 0.53% |
| Q4 2025 | $1.4B | $1.2B | $781M | $150M | $2M | 0.54% | 5.58% | 4.14% | 0.58% |
| Q3 2025 | $1.4B | $1.2B | $775M | $148M | $1M | 0.58% | 6.12% | 3.99% | 0.54% |
| Q2 2025 | $1.4B | $1.1B | $776M | $142M | $2M | 0.67% | 7.35% | 3.71% | 0.47% |
| Q1 2025 | $975M | $762M | $508M | $84M | $2M | 0.67% | 8.04% | 3.88% | 0.51% |
| Q4 2024 | $945M | $767M | $479M | $76M | $2M | 0.91% | 10.77% | 4.18% | 0.30% |
| Q3 2024 | $936M | $748M | $441M | $84M | $2M | 0.94% | 10.96% | 4.19% | 0.40% |
| Q2 2024 | $884M | $758M | $443M | $74M | $2M | 0.94% | 11.02% | 4.32% | 0.47% |
| Q1 2024 | $846M | $725M | $423M | $70M | $2M | 1.00% | 11.72% | 4.35% | 0.39% |
| Q4 2023 | $803M | $730M | $412M | $71M | $779K | 0.81% | 10.32% | 4.28% | 0.24% |
| Q3 2023 | $790M | $726M | $388M | $61M | $2M | 0.95% | 12.48% | 4.22% | 0.30% |
| Q2 2023 | $803M | $737M | $393M | $63M | $2M | 0.90% | 11.87% | 4.14% | 0.12% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.