BranchWatch

Rio Bank

Headquartered in Mcallen, TX. Part of Rio Financial Services, Inc. FDIC certificate #25886 · Federal Reserve RSSD 956750.

Total assets
$1.4B
Deposits
$1.2B
Q1 2026
Active branches
24
Closings since Jan 2020
1
5 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$3M
Return on assets
0.89%
Return on equity
8.36%
Noncurrent loan rate
0.53%

Deposits by year (Summary of Deposits)

0
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2026

Openings by year

1
2020
1
2022
1
2023
2
2025

Other network changes since 2020

  • 2 branch relocations
  • 6 branches acquired through purchases or mergers

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.rio.bank.