Phelps County Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $617M | $559M | $444M | $50M | $2M | 1.39% | 17.68% | 4.24% | 0.08% |
| Q4 2025 | $617M | $562M | $445M | $48M | $2M | 1.53% | 20.00% | 4.35% | 0.09% |
| Q3 2025 | $562M | $504M | $432M | $45M | $2M | 1.60% | 20.83% | 4.40% | 0.08% |
| Q2 2025 | $552M | $494M | $420M | $41M | $2M | 1.60% | 21.24% | 4.36% | 0.13% |
| Q1 2025 | $535M | $459M | $407M | $41M | $2M | 1.52% | 19.94% | 4.29% | 0.11% |
| Q4 2024 | $513M | $463M | $399M | $38M | $2M | 1.51% | 21.13% | 4.08% | 0.12% |
| Q3 2024 | $501M | $436M | $384M | $39M | $2M | 1.47% | 20.82% | 4.02% | 0.22% |
| Q2 2024 | $486M | $428M | $369M | $34M | $2M | 1.46% | 21.46% | 3.98% | 0.25% |
| Q1 2024 | $486M | $413M | $361M | $33M | $2M | 1.38% | 20.44% | 3.88% | 0.21% |
| Q4 2023 | $484M | $429M | $347M | $33M | $1M | 1.65% | 27.69% | 3.87% | 0.24% |
| Q3 2023 | $476M | $419M | $332M | $28M | $2M | 1.81% | 31.31% | 3.87% | 0.23% |
| Q2 2023 | $477M | $430M | $313M | $28M | $2M | 1.79% | 31.10% | 3.83% | 0.26% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.