BranchWatch

Phelps County Bank

Headquartered in Rolla, MO. Part of Phelps County Bank Employee Stock Ownership Plan. FDIC certificate #18841 · Federal Reserve RSSD 342054.

Total assets
$617M
Deposits
$559M
Q1 2026
Active branches
6
Closings since Jan 2020
0
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
1.39%
Return on equity
17.68%
Noncurrent loan rate
0.08%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2024
1
2025

Other network changes since 2020

  • 1 branch relocations

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.mypcb.com.