Pathfinder Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $1.2B | $872M | $140M | $3M | 0.91% | 9.27% | 3.41% | 4.86% |
| Q4 2025 | $1.4B | $1.2B | $873M | $138M | $-6810K | -0.12% | -1.21% | 3.47% | 3.05% |
| Q3 2025 | $1.5B | $1.2B | $880M | $144M | $1M | 0.46% | 4.75% | 3.49% | 2.59% |
| Q2 2025 | $1.5B | $1.2B | $897M | $143M | $399K | 0.52% | 5.44% | 3.43% | 1.28% |
| Q1 2025 | $1.5B | $1.3B | $895M | $144M | $3M | 0.94% | 9.77% | 3.53% | 1.45% |
| Q4 2024 | $1.5B | $1.2B | $902M | $141M | $4M | 0.37% | 3.80% | 3.21% | 2.40% |
| Q3 2024 | $1.5B | $1.2B | $904M | $140M | $-4203K | 0.09% | 0.94% | 3.20% | 1.75% |
| Q2 2024 | $1.4B | $1.1B | $871M | $143M | $3M | 0.72% | 7.38% | 2.98% | 2.76% |
| Q1 2024 | $1.4B | $1.2B | $875M | $141M | $3M | 0.69% | 7.23% | 2.95% | 2.20% |
| Q4 2023 | $1.5B | $1.1B | $881M | $138M | $3M | 0.81% | 8.76% | 3.16% | 1.92% |
| Q3 2023 | $1.4B | $1.1B | $880M | $131M | $3M | 0.81% | 8.73% | 3.26% | 1.80% |
| Q2 2023 | $1.4B | $1.1B | $872M | $131M | $3M | 0.82% | 8.98% | 3.23% | 2.28% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.