BranchWatch

Pathfinder Bank

Headquartered in Oswego, NY. Part of Pathfinder Bancorp, Inc. FDIC certificate #57497 · Federal Reserve RSSD 729310.

Total assets
$1.4B
Deposits
$1.2B
Q1 2026
Active branches
13
Closings since Jan 2020
0
1 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$3M
Return on assets
0.91%
Return on equity
9.27%
Noncurrent loan rate
4.86%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2022

Other network changes since 2020

  • 1 branches acquired through purchases or mergers

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.PATHFINDERBANK.com.