Owen County State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $392M | $327M | $265M | $27M | $700K | 0.72% | 10.61% | 3.47% | 0.65% |
| Q4 2025 | $389M | $314M | $267M | $26M | $403K | 0.71% | 11.17% | 3.51% | 0.52% |
| Q3 2025 | $385M | $307M | $266M | $26M | $955K | 0.81% | 12.95% | 3.47% | 0.56% |
| Q2 2025 | $389M | $308M | $265M | $24M | $816K | 0.71% | 11.70% | 3.37% | 0.61% |
| Q1 2025 | $369M | $292M | $250M | $23M | $522K | 0.57% | 9.39% | 3.26% | 0.80% |
| Q4 2024 | $367M | $301M | $243M | $21M | $452K | 0.42% | 6.86% | 3.14% | 1.07% |
| Q3 2024 | $364M | $296M | $241M | $24M | $481K | 0.39% | 6.34% | 3.10% | 0.88% |
| Q2 2024 | $360M | $295M | $231M | $21M | $350K | 0.31% | 5.21% | 3.02% | 0.52% |
| Q1 2024 | $342M | $289M | $220M | $21M | $196K | 0.23% | 3.71% | 3.02% | 0.64% |
| Q4 2023 | $343M | $290M | $218M | $21M | $211K | 0.40% | 6.83% | 3.29% | 0.59% |
| Q3 2023 | $331M | $279M | $212M | $17M | $361K | 0.45% | 7.86% | 3.34% | 0.38% |
| Q2 2023 | $337M | $296M | $203M | $20M | $479K | 0.46% | 7.71% | 3.36% | 0.38% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.