Owen County State Bank
Headquartered in Spencer, IN. Part of Owen Financial Corporation. FDIC certificate #13112 · Federal Reserve RSSD 38740.
Total assets
$389M
Deposits
$324M
Q2 2026
Active branches
7
Closings since Jan 2020
2
3 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$872K
Return on assets
0.81%
Return on equity
11.87%
Noncurrent loan rate
0.62%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
02026
Values in $ billions, June 30 of each year.
Closings by year
12021
12025
Openings by year
12020
22021
Other network changes since 2020
- 1 branch relocations
Branches by state
Recent closings
- Owen County State Bank — Bloomfield, INbank exits city34 E MAIN ST · closed November 30, 2025
- 2421 SOUTH WALNUT STREET · closed August 27, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.ocsbank.com.