OSB Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $361M | $298M | $308M | $40M | $663K | 0.73% | 6.59% | 3.33% | 0.34% |
| Q4 2025 | $363M | $301M | $306M | $40M | $464K | 0.60% | 5.30% | 3.19% | 0.56% |
| Q3 2025 | $354M | $295M | $299M | $40M | $538K | 0.63% | 5.53% | 3.16% | 1.19% |
| Q2 2025 | $347M | $281M | $302M | $39M | $617K | 0.64% | 5.59% | 3.15% | 1.28% |
| Q1 2025 | $352M | $288M | $295M | $39M | $499K | 0.57% | 4.98% | 3.03% | 1.39% |
| Q4 2024 | $354M | $285M | $302M | $41M | $602K | 0.32% | 2.78% | 2.82% | 1.58% |
| Q3 2024 | $355M | $279M | $305M | $41M | $258K | 0.20% | 1.76% | 2.73% | 1.52% |
| Q2 2024 | $353M | $279M | $303M | $40M | $-55K | 0.16% | 1.37% | 2.73% | 1.62% |
| Q1 2024 | $357M | $284M | $306M | $42M | $338K | 0.37% | 3.23% | 2.68% | 1.55% |
| Q4 2023 | $364M | $284M | $312M | $42M | $433K | 0.57% | 4.96% | 2.89% | 1.52% |
| Q3 2023 | $365M | $287M | $314M | $41M | $581K | 0.60% | 5.23% | 2.93% | 1.53% |
| Q2 2023 | $367M | $294M | $318M | $42M | $588K | 0.58% | 5.05% | 3.00% | 1.68% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.