OSB Community Bank
Headquartered in Ottawa, IL. Part of Ottawa Bancorp, Inc. FDIC certificate #27989 · Federal Reserve RSSD 725077.
Total assets
$356M
Deposits
$293M
Q2 2026
Active branches
3
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$1M
Return on assets
0.95%
Return on equity
8.50%
Noncurrent loan rate
0.36%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
02026
Values in $ billions, June 30 of each year.
Other network changes since 2020
- 1 branch relocations
- September 27, 2021: legal name changed from “Ottawa Savings Bank” to “OSB Community Bank”
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.myosb.bank.