BranchWatch

OSB Community Bank

Headquartered in Ottawa, IL. Part of Ottawa Bancorp, Inc. FDIC certificate #27989 · Federal Reserve RSSD 725077.

Total assets
$361M
Deposits
$298M
Q1 2026
Active branches
3
Closings since Jan 2020
0
0 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$663K
Return on assets
0.73%
Return on equity
6.59%
Noncurrent loan rate
0.34%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Other network changes since 2020

  • 1 branch relocations
  • September 27, 2021: legal name changed from “Ottawa Savings Bank” to “OSB Community Bank”

Branches by state

Illinois 3

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.myosb.bank.