Merchants Commercial Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $526M | $413M | $224M | $27M | $2M | 1.90% | 34.76% | 3.56% | 1.84% |
| Q4 2025 | $486M | $372M | $219M | $28M | $2M | 1.78% | 41.23% | 3.45% | 2.50% |
| Q3 2025 | $497M | $387M | $209M | $25M | $2M | 1.83% | 46.40% | 3.44% | 2.58% |
| Q2 2025 | $486M | $385M | $198M | $16M | $2M | 1.81% | 50.55% | 3.42% | 2.16% |
| Q1 2025 | $492M | $383M | $188M | $19M | $2M | 1.72% | 46.47% | 3.28% | 2.37% |
| Q4 2024 | $467M | $360M | $184M | $17M | $2M | 2.12% | 58.36% | 3.72% | 2.11% |
| Q3 2024 | $462M | $331M | $184M | $24M | $2M | 2.20% | 60.40% | 3.80% | 1.90% |
| Q2 2024 | $485M | $363M | $178M | $16M | $3M | 2.27% | 72.27% | 3.84% | 1.01% |
| Q1 2024 | $473M | $365M | $179M | $14M | $3M | 2.37% | 76.58% | 3.88% | 0.90% |
| Q4 2023 | $502M | $371M | $173M | $16M | $3M | 2.23% | 165.55% | 3.72% | 0.00% |
| Q3 2023 | $440M | $352M | $170M | $-1549K | $3M | 2.28% | 267.14% | 3.78% | 0.33% |
| Q2 2023 | $442M | $363M | $162M | $7M | $3M | 2.25% | 186.88% | 3.72% | 0.54% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.