Merchants Commercial Bank
Headquartered in St Thomas, VI. FDIC certificate #58184 · Federal Reserve RSSD 3487433.
Total assets
$526M
Deposits
$413M
Q1 2026
Active branches
2
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$2M
Return on assets
1.90%
Return on equity
34.76%
Noncurrent loan rate
1.84%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.merchantscommercial.bank.