Mercer County State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $602M | $527M | $392M | $47M | $2M | 1.07% | 13.52% | 3.81% | 2.24% |
| Q4 2025 | $597M | $517M | $387M | $47M | $2M | 0.96% | 13.34% | 3.70% | 1.99% |
| Q3 2025 | $607M | $531M | $385M | $46M | $1M | 0.85% | 12.06% | 3.59% | 1.50% |
| Q2 2025 | $607M | $529M | $389M | $42M | $1M | 0.82% | 12.00% | 3.56% | 1.90% |
| Q1 2025 | $586M | $499M | $384M | $42M | $1M | 0.79% | 11.49% | 3.52% | 1.33% |
| Q4 2024 | $584M | $492M | $386M | $39M | $1M | 0.93% | 13.73% | 3.45% | 1.89% |
| Q3 2024 | $586M | $500M | $381M | $44M | $1M | 0.92% | 13.46% | 3.43% | 2.52% |
| Q2 2024 | $583M | $495M | $383M | $38M | $1M | 0.91% | 13.73% | 3.39% | 1.34% |
| Q1 2024 | $564M | $491M | $362M | $37M | $1M | 0.82% | 12.41% | 3.30% | 0.68% |
| Q4 2023 | $561M | $483M | $356M | $37M | $1M | 0.99% | 16.42% | 3.42% | 0.85% |
| Q3 2023 | $554M | $499M | $353M | $30M | $1M | 0.97% | 16.58% | 3.40% | 1.37% |
| Q2 2023 | $549M | $489M | $349M | $33M | $1M | 0.94% | 15.65% | 3.39% | 1.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.