BranchWatch

Mercer County State Bank

Headquartered in Sandy Lake, PA. Part of Mercer County State Bancorp, Inc. FDIC certificate #445 · Federal Reserve RSSD 866121.

Total assets
$602M
Deposits
$527M
Q1 2026
Active branches
12
Closings since Jan 2020
1
1 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
1.07%
Return on equity
13.52%
Noncurrent loan rate
2.24%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
1
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2021

Openings by year

1
2023

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.mcsbank.bank.