Lone Oak Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $120M | $101M | $82M | $18M | $1M | 3.59% | 23.88% | 6.31% | 0.54% |
| Q4 2025 | $112M | $95M | $83M | $17M | $820K | 2.83% | 18.01% | 6.32% | 0.84% |
| Q3 2025 | $107M | $89M | $75M | $18M | $758K | 2.78% | 17.49% | 6.25% | 0.70% |
| Q2 2025 | $109M | $92M | $74M | $17M | $734K | 2.74% | 17.40% | 6.10% | 0.73% |
| Q1 2025 | $101M | $84M | $69M | $16M | $663K | 2.69% | 16.88% | 5.96% | 0.84% |
| Q4 2024 | $97M | $81M | $67M | $15M | $732K | 3.18% | 20.04% | 6.42% | 0.84% |
| Q3 2024 | $96M | $79M | $66M | $16M | $798K | 3.22% | 20.35% | 6.45% | 0.10% |
| Q2 2024 | $95M | $79M | $67M | $15M | $787K | 3.16% | 20.36% | 6.38% | 0.04% |
| Q1 2024 | $97M | $82M | $66M | $15M | $692K | 2.97% | 19.55% | 6.30% | 0.06% |
| Q4 2023 | $90M | $75M | $64M | $14M | $647K | 2.97% | 19.13% | 6.25% | 0.07% |
| Q3 2023 | $94M | $74M | $66M | $14M | $641K | 2.99% | 19.22% | 6.26% | 0.08% |
| Q2 2023 | $91M | $72M | $66M | $14M | $703K | 3.09% | 19.71% | 6.45% | 0.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.