Lone Oak Bank
Legal institution: Lone Oak Bank, National Association. Headquartered in Eldorado, TX. Part of First Eldorado Bancshares, Inc. FDIC certificate #3184 · Federal Reserve RSSD 665258.
Total assets
$120M
Deposits
$101M
Q1 2026
Active branches
2
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$1M
Return on assets
3.59%
Return on equity
23.88%
Noncurrent loan rate
0.54%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Other network changes since 2020
- 1 branches acquired through purchases or mergers
- April 1, 2025: legal name changed from “The First National Bank of Eldorado” to “Lone Oak Bank, National Association”
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.loneoakbank.com.