Lake-Osceola State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $481M | $410M | $254M | $50M | $2M | 1.77% | 16.94% | 4.02% | 0.25% |
| Q4 2025 | $466M | $394M | $255M | $49M | $1M | 1.52% | 15.90% | 4.22% | 0.20% |
| Q3 2025 | $453M | $382M | $251M | $48M | $2M | 1.73% | 18.57% | 4.22% | 0.23% |
| Q2 2025 | $447M | $380M | $251M | $44M | $3M | 1.79% | 20.02% | 4.11% | 0.32% |
| Q1 2025 | $451M | $388M | $258M | $40M | $1M | 1.29% | 15.13% | 4.04% | 0.20% |
| Q4 2024 | $457M | $392M | $262M | $38M | $1M | 0.74% | 8.89% | 4.33% | 0.30% |
| Q3 2024 | $450M | $384M | $269M | $40M | $-1046K | 0.62% | 7.35% | 4.43% | 0.27% |
| Q2 2024 | $443M | $379M | $269M | $38M | $2M | 1.40% | 17.01% | 4.23% | 0.24% |
| Q1 2024 | $442M | $379M | $261M | $37M | $1M | 1.34% | 16.65% | 4.15% | 0.37% |
| Q4 2023 | $443M | $381M | $259M | $35M | $789K | 1.08% | 14.66% | 4.08% | 0.32% |
| Q3 2023 | $439M | $381M | $253M | $31M | $1M | 1.20% | 16.63% | 4.02% | 0.14% |
| Q2 2023 | $477M | $415M | $245M | $32M | $1M | 1.28% | 17.50% | 3.89% | 0.17% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.