Lake-Osceola State Bank
Headquartered in Baldwin, MI. Part of Lake Financial Corporation. FDIC certificate #8172 · Federal Reserve RSSD 11145.
Total assets
$481M
Deposits
$410M
Q1 2026
Active branches
13
Closings since Jan 2020
0
3 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$2M
Return on assets
1.77%
Return on equity
16.94%
Noncurrent loan rate
0.25%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Openings by year
12021
12023
12024
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.losb.com.