Lake Forest Bank & Trust Company
Lake Forest Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $9.0B | $7.0B | $6.8B | $863M | $40M | 1.74% | 18.59% | 3.38% | 0.35% |
| Q4 2025 | $9.4B | $7.4B | $6.8B | $861M | $50M | 2.20% | 24.18% | 3.49% | 0.35% |
| Q3 2025 | $9.2B | $7.2B | $6.5B | $835M | $51M | 2.22% | 24.44% | 3.48% | 0.33% |
| Q2 2025 | $9.5B | $7.5B | $6.5B | $843M | $56M | 2.21% | 24.28% | 3.51% | 0.30% |
| Q1 2025 | $8.7B | $6.8B | $6.0B | $814M | $43M | 1.99% | 21.40% | 3.54% | 0.33% |
| Q4 2024 | $8.5B | $6.5B | $6.1B | $781M | $43M | 2.18% | 23.03% | 3.75% | 0.34% |
| Q3 2024 | $8.4B | $6.2B | $6.0B | $826M | $46M | 2.22% | 23.31% | 3.80% | 0.37% |
| Q2 2024 | $8.6B | $6.5B | $5.9B | $761M | $50M | 2.23% | 23.72% | 3.85% | 0.12% |
| Q1 2024 | $7.7B | $5.9B | $5.6B | $740M | $41M | 2.07% | 21.42% | 3.81% | 0.21% |
| Q4 2023 | $8.1B | $6.2B | $5.6B | $787M | $38M | 2.12% | 22.99% | 3.85% | 0.30% |
| Q3 2023 | $8.2B | $6.3B | $5.5B | $712M | $48M | 2.19% | 24.16% | 3.83% | 0.33% |
| Q2 2023 | $7.9B | $5.9B | $5.8B | $713M | $39M | 2.08% | 22.62% | 3.78% | 0.32% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.