BranchWatch

Lake Forest Bank & Trust Company

Legal institution: Lake Forest Bank & Trust Company, National Association. Headquartered in Lake Forest, IL. Part of Wintrust Financial Corporation. FDIC certificate #27589 · Federal Reserve RSSD 1917301.

Total assets
$9.0B
Deposits
$7.0B
Q1 2026
Active branches
10
Closings since Jan 2020
3
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$40M
Return on assets
1.74%
Return on equity
18.59%
Noncurrent loan rate
0.35%

Deposits by year (Summary of Deposits)

3
2019
4
2020
5
2021
7
2022
6
2023
6
2024
7
2025

Values in $ billions, June 30 of each year.

Closings by year

3
2021

Openings by year

1
2023
1
2025

Other network changes since 2020

  • 1 branch relocations

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.lakeforestbank.com.