Lake City Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $7.1B | $6.2B | $5.4B | $759M | $29M | 1.63% | 15.04% | 3.46% | 0.38% |
| Q4 2025 | $7.0B | $6.0B | $5.3B | $769M | $32M | 1.61% | 15.47% | 3.45% | 0.39% |
| Q3 2025 | $6.9B | $6.0B | $5.2B | $741M | $29M | 1.54% | 14.96% | 3.43% | 0.36% |
| Q2 2025 | $7.0B | $6.2B | $5.2B | $706M | $27M | 1.45% | 14.38% | 3.40% | 0.59% |
| Q1 2025 | $6.8B | $6.0B | $5.1B | $688M | $22M | 1.31% | 13.00% | 3.36% | 1.10% |
| Q4 2024 | $6.7B | $5.9B | $5.0B | $675M | $25M | 1.48% | 14.81% | 3.20% | 1.10% |
| Q3 2024 | $6.6B | $5.8B | $5.0B | $694M | $24M | 1.46% | 14.68% | 3.16% | 1.13% |
| Q2 2024 | $6.6B | $5.8B | $5.0B | $650M | $23M | 1.45% | 14.86% | 3.14% | 1.13% |
| Q1 2024 | $6.6B | $5.6B | $4.9B | $641M | $24M | 1.48% | 15.17% | 3.12% | 0.30% |
| Q4 2023 | $6.5B | $5.7B | $4.8B | $632M | $31M | 1.48% | 16.61% | 3.28% | 0.32% |
| Q3 2023 | $6.4B | $5.7B | $4.8B | $536M | $27M | 1.33% | 15.35% | 3.31% | 0.33% |
| Q2 2023 | $6.5B | $5.4B | $4.8B | $572M | $13M | 1.17% | 13.26% | 3.34% | 0.37% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.