BranchWatch

Lake City Bank

Headquartered in Warsaw, IN. Part of Lakeland Financial Corporation. FDIC certificate #13102 · Federal Reserve RSSD 874845.

Total assets
$7.1B
Deposits
$6.2B
Q1 2026
Active branches
57
58 offices in FDIC records
Closings since Jan 2020
0
5 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$29M
Return on assets
1.63%
Return on equity
15.04%
Noncurrent loan rate
0.38%

Deposits by year (Summary of Deposits)

4
2019
5
2020
5
2021
6
2022
5
2023
6
2024
6
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2021
1
2022
1
2023
1
2024
1
2025

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.lakecitybank.com.