Heartland Bank and Trust Company
Heartland Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $6.8B | $5.8B | $4.6B | $854M | $16M | 1.08% | 8.47% | 4.12% | 0.28% |
| Q4 2025 | $5.1B | $4.4B | $3.4B | $654M | $21M | 1.67% | 13.22% | 4.27% | 0.22% |
| Q3 2025 | $5.0B | $4.4B | $3.4B | $639M | $22M | 1.68% | 13.35% | 4.27% | 0.22% |
| Q2 2025 | $5.0B | $4.3B | $3.3B | $637M | $21M | 1.65% | 13.16% | 4.25% | 0.17% |
| Q1 2025 | $5.1B | $4.4B | $3.4B | $640M | $21M | 1.62% | 13.05% | 4.19% | 0.15% |
| Q4 2024 | $5.0B | $4.3B | $3.4B | $619M | $22M | 1.57% | 13.32% | 4.11% | 0.22% |
| Q3 2024 | $5.0B | $4.3B | $3.3B | $613M | $20M | 1.50% | 12.95% | 4.11% | 0.24% |
| Q2 2024 | $5.0B | $4.3B | $3.3B | $585M | $20M | 1.46% | 12.82% | 4.07% | 0.25% |
| Q1 2024 | $5.0B | $4.4B | $3.3B | $574M | $17M | 1.34% | 11.91% | 4.05% | 0.29% |
| Q4 2023 | $5.1B | $4.4B | $3.4B | $564M | $20M | 1.51% | 14.14% | 4.29% | 0.23% |
| Q3 2023 | $5.0B | $4.2B | $3.3B | $534M | $21M | 1.47% | 14.01% | 4.36% | 0.20% |
| Q2 2023 | $5.0B | $4.2B | $3.2B | $532M | $20M | 1.35% | 12.89% | 4.39% | 0.23% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.