BranchWatch

Heartland Bank and Trust Company

Headquartered in Bloomington, IL. Part of Hbt Financial, Inc. FDIC certificate #20369 · Federal Reserve RSSD 426534.

Total assets
$6.7B
Deposits
$5.8B
Q2 2026
Active branches
87
Closings since Jan 2020
13
2 openings since Jan 2020

Financial snapshot — Q2 2026

All quarters
Net income (quarter)
$28M
Return on assets
1.43%
Return on equity
11.16%
Noncurrent loan rate
0.19%

Deposits by year (Summary of Deposits)

2
2019
3
2020
3
2021
4
2022
4
2023
4
2024
4
2025
6
2026

Values in $ billions, June 30 of each year.

Closings by year

1
2020
8
2021
1
2023
2
2024
1
2026

Openings by year

1
2021
1
2022

Other network changes since 2020

  • 5 branch relocations
  • 38 branches acquired through purchases or mergers

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.hbtbank.com.