Guardian Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $601M | $535M | $351M | $52M | $2M | 1.58% | 18.31% | 3.43% | 1.52% |
| Q4 2025 | $591M | $525M | $361M | $51M | $2M | 1.45% | 18.24% | 3.26% | 1.63% |
| Q3 2025 | $577M | $511M | $358M | $51M | $2M | 1.43% | 18.42% | 3.22% | 1.61% |
| Q2 2025 | $567M | $509M | $350M | $45M | $2M | 1.40% | 18.81% | 3.20% | 1.73% |
| Q1 2025 | $591M | $535M | $360M | $44M | $2M | 1.36% | 18.99% | 3.14% | 1.67% |
| Q4 2024 | $571M | $517M | $368M | $39M | $2M | 0.95% | 13.93% | 2.74% | 1.64% |
| Q3 2024 | $569M | $507M | $367M | $44M | $1M | 0.89% | 13.08% | 2.63% | 1.63% |
| Q2 2024 | $565M | $502M | $362M | $37M | $1M | 0.86% | 13.34% | 2.61% | 1.64% |
| Q1 2024 | $561M | $512M | $350M | $35M | $1M | 0.86% | 13.47% | 2.62% | 1.77% |
| Q4 2023 | $555M | $506M | $356M | $36M | $1M | 1.04% | 17.39% | 2.76% | 1.49% |
| Q3 2023 | $537M | $491M | $333M | $30M | $1M | 1.09% | 18.46% | 2.82% | 1.69% |
| Q2 2023 | $526M | $487M | $322M | $33M | $1M | 1.17% | 19.60% | 2.92% | 1.63% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.