Guardian Bank
Headquartered in Valdosta, GA. Part of Wb&T Bankshares, Inc. FDIC certificate #57127 · Federal Reserve RSSD 2989006.
Total assets
$598M
Deposits
$524M
Q2 2026
Active branches
5
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$2M
Return on assets
1.54%
Return on equity
17.73%
Noncurrent loan rate
1.49%
Deposits by year (Summary of Deposits)
02019
02020
02021
12022
02023
12024
12025
12026
Values in $ billions, June 30 of each year.
Other network changes since 2020
- 1 branch relocations
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.guardian.bank.