Gate City Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.0B | $3.6B | $2.9B | $364M | $8M | 0.82% | 9.05% | 3.62% | 0.72% |
| Q4 2025 | $4.0B | $3.6B | $2.9B | $360M | $7M | 0.60% | 6.77% | 3.44% | 0.72% |
| Q3 2025 | $3.8B | $3.4B | $2.9B | $351M | $7M | 0.56% | 6.33% | 3.38% | 0.72% |
| Q2 2025 | $3.8B | $3.3B | $2.9B | $340M | $5M | 0.48% | 5.49% | 3.31% | 0.72% |
| Q1 2025 | $3.8B | $3.4B | $2.9B | $333M | $4M | 0.44% | 5.03% | 3.13% | 0.78% |
| Q4 2024 | $3.8B | $3.3B | $2.9B | $324M | $4M | 0.32% | 3.61% | 2.96% | 0.79% |
| Q3 2024 | $3.7B | $3.2B | $2.9B | $327M | $2M | 0.27% | 3.08% | 2.91% | 0.71% |
| Q2 2024 | $3.6B | $3.1B | $2.9B | $317M | $2M | 0.28% | 3.16% | 2.87% | 0.67% |
| Q1 2024 | $3.5B | $3.0B | $2.8B | $313M | $3M | 0.32% | 3.56% | 2.80% | 0.54% |
| Q4 2023 | $3.5B | $2.9B | $2.8B | $312M | $2M | 0.41% | 4.67% | 2.89% | 0.52% |
| Q3 2023 | $3.5B | $2.9B | $2.8B | $299M | $4M | 0.46% | 5.31% | 2.90% | 0.50% |
| Q2 2023 | $3.4B | $2.9B | $2.8B | $302M | $5M | 0.46% | 5.22% | 2.91% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.