Flora Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $125M | $116M | $64M | $8M | $257K | 0.84% | 13.11% | 2.90% | 0.22% |
| Q4 2025 | $120M | $112M | $63M | $8M | $158K | 0.50% | 8.60% | 2.49% | 0.16% |
| Q3 2025 | $118M | $110M | $58M | $7M | $180K | 0.49% | 8.71% | 2.39% | 0.23% |
| Q2 2025 | $118M | $111M | $58M | $6M | $141K | 0.43% | 7.95% | 2.34% | 0.17% |
| Q1 2025 | $115M | $109M | $59M | $6M | $111K | 0.38% | 7.05% | 2.32% | 0.13% |
| Q4 2024 | $118M | $111M | $62M | $6M | $81K | 0.12% | 2.12% | 1.83% | 0.12% |
| Q3 2024 | $119M | $112M | $60M | $7M | $31K | 0.06% | 1.13% | 1.77% | 0.13% |
| Q2 2024 | $116M | $109M | $57M | $6M | $21K | 0.04% | 0.76% | 1.78% | 0.14% |
| Q1 2024 | $112M | $105M | $55M | $6M | $3K | 0.01% | 0.19% | 1.75% | 0.15% |
| Q4 2023 | $116M | $109M | $56M | $7M | $-231K | 0.37% | 6.96% | 2.08% | 0.22% |
| Q3 2023 | $107M | $101M | $51M | $5M | $189K | 0.77% | 14.93% | 2.62% | 0.21% |
| Q2 2023 | $112M | $105M | $53M | $6M | $291K | 0.80% | 15.55% | 2.64% | 0.27% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.