FirstOak Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $245M | $217M | $187M | $26M | $848K | 1.39% | 13.13% | 5.22% | 0.00% |
| Q4 2025 | $241M | $213M | $188M | $26M | $913K | 1.79% | 17.26% | 5.23% | 0.00% |
| Q3 2025 | $245M | $216M | $190M | $26M | $1M | 1.88% | 18.30% | 5.18% | 0.00% |
| Q2 2025 | $246M | $219M | $189M | $25M | $1M | 1.89% | 18.45% | 5.08% | 0.00% |
| Q1 2025 | $242M | $214M | $194M | $25M | $1M | 1.77% | 17.35% | 4.98% | 0.00% |
| Q4 2024 | $241M | $209M | $192M | $24M | $975K | 1.84% | 18.21% | 5.06% | 0.00% |
| Q3 2024 | $232M | $205M | $186M | $24M | $1M | 1.91% | 18.95% | 5.06% | 0.00% |
| Q2 2024 | $234M | $207M | $189M | $23M | $1M | 1.87% | 18.75% | 5.08% | 0.00% |
| Q1 2024 | $240M | $212M | $192M | $24M | $943K | 1.59% | 15.89% | 4.98% | 0.00% |
| Q4 2023 | $235M | $210M | $187M | $24M | $1M | 1.88% | 19.27% | 5.06% | 0.00% |
| Q3 2023 | $233M | $209M | $189M | $22M | $1M | 1.80% | 18.57% | 4.96% | 0.00% |
| Q2 2023 | $231M | $203M | $186M | $22M | $984K | 1.69% | 17.36% | 4.91% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.