FirstOak Bank

Headquartered in Independence, KS. Part of Fnb Bancshares, Inc. FDIC certificate #4660 · Federal Reserve RSSD 916857.

Total assets

$245M

Deposits

$217M

Q1 2026

Active branches

Closings since Jan 2020

0 openings since Jan 2020

All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →

Net income (quarter)

$848K

Return on assets

1.39%

Return on equity

13.13%

Noncurrent loan rate

0.00%

Deposits by year (Summary of Deposits)

2019

2020

2021

2022

2023

2024

2025

Values in $ billions, June 30 of each year.

Closings by year

2026

Branches by state

Kansas 3 Colorado 1

Recent closings

FirstOak Bank — Elk City, KSbank exits cityno other active branch recorded in city
106 E HICKORY ST · closed February 1, 2026

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.firstoakbank.com.