First Southern Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $335M | $302M | $220M | $32M | $775K | 0.94% | 9.91% | 4.52% | 0.04% |
| Q4 2025 | $328M | $288M | $229M | $31M | $507K | 0.90% | 10.10% | 4.62% | 0.01% |
| Q3 2025 | $324M | $292M | $222M | $30M | $938K | 1.00% | 11.31% | 4.56% | 0.00% |
| Q2 2025 | $331M | $300M | $215M | $29M | $759K | 0.92% | 10.62% | 4.47% | 0.00% |
| Q1 2025 | $329M | $299M | $208M | $28M | $739K | 0.92% | 10.64% | 4.45% | 0.00% |
| Q4 2024 | $314M | $286M | $202M | $27M | $736K | 0.75% | 9.00% | 4.15% | 0.00% |
| Q3 2024 | $308M | $280M | $201M | $27M | $544K | 0.68% | 8.32% | 4.05% | 0.03% |
| Q2 2024 | $313M | $286M | $192M | $26M | $509K | 0.67% | 8.33% | 3.99% | 2.62% |
| Q1 2024 | $318M | $291M | $189M | $25M | $538K | 0.69% | 8.67% | 3.94% | 0.03% |
| Q4 2023 | $307M | $281M | $193M | $25M | $450K | 0.65% | 8.65% | 4.07% | 0.04% |
| Q3 2023 | $313M | $287M | $183M | $24M | $453K | 0.67% | 9.08% | 4.07% | 0.00% |
| Q2 2023 | $316M | $291M | $175M | $23M | $538K | 0.71% | 9.80% | 4.12% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.