BranchWatch

First Southern Bank

Headquartered in Waycross, GA. Part of Fsbh Corporation. FDIC certificate #10055 · Federal Reserve RSSD 631039.

Total assets
$335M
Deposits
$302M
Q1 2026
Active branches
7
Closings since Jan 2020
1
3 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$775K
Return on assets
0.94%
Return on equity
9.91%
Noncurrent loan rate
0.04%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2021

Openings by year

1
2021
1
2023
1
2025

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fsb-bank.bank.