First Option Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $786M | $682M | $479M | $52M | $3M | 1.51% | 23.86% | 3.17% | 0.55% |
| Q4 2025 | $816M | $735M | $462M | $50M | $2M | 1.11% | 18.34% | 2.84% | 0.57% |
| Q3 2025 | $738M | $647M | $453M | $48M | $2M | 1.12% | 18.64% | 2.83% | 0.57% |
| Q2 2025 | $741M | $669M | $447M | $45M | $2M | 1.08% | 18.43% | 2.75% | 0.02% |
| Q1 2025 | $716M | $651M | $438M | $43M | $2M | 1.11% | 19.21% | 2.72% | 0.01% |
| Q4 2024 | $754M | $671M | $435M | $42M | $2M | 0.86% | 16.08% | 2.44% | 0.03% |
| Q3 2024 | $709M | $598M | $437M | $41M | $2M | 0.86% | 16.19% | 2.43% | 0.09% |
| Q2 2024 | $715M | $641M | $442M | $38M | $2M | 0.83% | 16.09% | 2.40% | 0.06% |
| Q1 2024 | $707M | $623M | $436M | $37M | $1M | 0.80% | 15.89% | 2.35% | 0.05% |
| Q4 2023 | $706M | $611M | $429M | $35M | $533K | 0.70% | 15.37% | 2.51% | 0.07% |
| Q3 2023 | $696M | $586M | $420M | $32M | $1M | 0.83% | 18.83% | 2.56% | 0.06% |
| Q2 2023 | $694M | $583M | $401M | $30M | $1M | 0.85% | 19.43% | 2.61% | 0.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.