First Option Bank
Headquartered in Osawatomie, KS. Part of Osawatomie Agency, Inc., the. FDIC certificate #4746 · Federal Reserve RSSD 285852.
Total assets
$818M
Deposits
$722M
Q2 2026
Active branches
10
Closings since Jan 2020
0
1 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$3M
Return on assets
1.44%
Return on equity
22.51%
Noncurrent loan rate
0.02%
Deposits by year (Summary of Deposits)
02019
02020
12021
12022
12023
12024
12025
12026
Values in $ billions, June 30 of each year.
Openings by year
12023
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.firstoptionbank.com.