BranchWatch

First Federal Savings Bank of Lincolnton

First Federal Savings Bank of Lincolnton quarterly financials

As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.

QuarterAssetsDepositsNet loansEquityNet incomeROAROENIMNoncurrent
Q1 2026$478M$384M$346M$82M$778K0.65%3.83%3.04%0.32%
Q4 2025$477M$383M$348M$81M$682K0.67%4.11%2.99%0.26%
Q3 2025$472M$380M$346M$80M$937K0.71%4.36%2.97%0.34%
Q2 2025$486M$395M$346M$78M$993K0.67%4.16%2.90%0.20%
Q1 2025$482M$385M$340M$77M$610K0.51%3.20%2.81%0.22%
Q4 2024$472M$376M$337M$76M$407K0.47%2.92%2.83%0.27%
Q3 2024$463M$367M$332M$76M$607K0.52%3.18%2.84%0.37%
Q2 2024$463M$376M$326M$74M$862K0.51%3.15%2.85%0.36%
Q1 2024$455M$369M$323M$73M$295K0.26%1.62%2.77%0.42%
Q4 2023$444M$358M$316M$73M$830K0.98%6.10%3.27%0.42%
Q3 2023$437M$359M$308M$70M$1M1.06%6.62%3.34%0.45%
Q2 2023$433M$360M$305M$70M$1M1.10%6.88%3.37%0.37%

Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.