Farmers and Merchants Trust Company of Chambersburg
Farmers and Merchants Trust Company of Chambersburg quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.3B | $1.9B | $1.6B | $188M | $7M | 1.28% | 15.56% | 3.59% | 0.54% |
| Q4 2025 | $2.2B | $1.8B | $1.6B | $185M | $7M | 1.06% | 14.23% | 3.44% | 0.54% |
| Q3 2025 | $2.3B | $1.9B | $1.5B | $176M | $6M | 1.02% | 14.03% | 3.36% | 0.68% |
| Q2 2025 | $2.3B | $1.9B | $1.5B | $167M | $7M | 0.99% | 13.88% | 3.25% | 0.71% |
| Q1 2025 | $2.3B | $1.9B | $1.4B | $161M | $5M | 0.81% | 11.55% | 3.11% | 0.02% |
| Q4 2024 | $2.2B | $1.8B | $1.4B | $153M | $1M | 0.65% | 8.99% | 3.16% | 0.02% |
| Q3 2024 | $2.2B | $1.7B | $1.4B | $158M | $5M | 0.81% | 11.11% | 3.18% | 0.03% |
| Q2 2024 | $2.0B | $1.6B | $1.3B | $145M | $4M | 0.78% | 10.72% | 3.19% | 0.07% |
| Q1 2024 | $2.0B | $1.6B | $1.3B | $143M | $4M | 0.83% | 11.29% | 3.18% | 0.04% |
| Q4 2023 | $1.8B | $1.5B | $1.2B | $140M | $4M | 0.89% | 12.25% | 3.47% | 0.01% |
| Q3 2023 | $1.8B | $1.6B | $1.2B | $122M | $4M | 0.89% | 12.43% | 3.47% | 0.02% |
| Q2 2023 | $1.7B | $1.5B | $1.1B | $127M | $4M | 0.84% | 11.48% | 3.45% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.